Certified Pre-Owned BMW X5
Certified Pre-Owned BMW X5 For Sale In Charlotte, NC
Hendrick BMW Charlotte offers a rotating selection of certified pre-owned BMW X5 SUVs for shoppers in Charlotte and the surrounding communities. A Certified Pre-Owned (CPO) BMW X5 is a pre-owned vehicle that has cleared BMW's rigorous multi-point inspection process and is backed by a manufacturer-supported warranty - giving buyers the performance and luxury of the X5 with the added confidence of a certified program. Whether you are commuting across South Charlotte, heading to Matthews on the weekends, or managing daily errands across the greater Charlotte area, the BMW X5 is built for drivers who expect both refinement and real-world capability.
Browse our certified pre-owned BMW X5 inventory to view available trims, configurations, and model years in stock today.
What To Expect From A Certified Pre-Owned BMW X5
The BMW X5 is a mid-size luxury SUV available in five-passenger seating as standard. Pre-2024 model years offered an optional third row for up to seven passengers, and CPO X5 inventory at Hendrick BMW Charlotte may include both configurations depending on what is currently in stock. Note that BMW removed the third-row option starting with the 2024 model year refresh, so shoppers specifically looking for a seven-seat X5 should filter their search accordingly or confirm availability with our team.
Common features found across CPO X5 configurations include:
- Connectivity: Apple CarPlay and Android Auto integration with BMW's iDrive infotainment system
- Driver Assistance: Frontal Collision Warning with City Collision Mitigation, Active Blind Spot Detection, and Lane Departure Warning
- Comfort: Three-stage heated front seats, panoramic sunroof availability, and power-folding heated mirrors
- Performance: xDrive intelligent all-wheel drive standard across most trims, providing confident handling in varying road conditions
- Audio: Available Hi-Fi and Harman Kardon premium audio systems
Features, trims, and available packages will vary by model year and individual vehicle. Explore the full CPO BMW X5 overview for program details and certification standards.
The BMW Certified Pre-Owned Program At Hendrick BMW Charlotte
The BMW Certified Pre-Owned program is a manufacturer-backed certification that every qualifying vehicle must earn before it receives a CPO designation. At Hendrick BMW Charlotte, each CPO BMW X5 has passed BMW's comprehensive inspection and reconditioning process and is backed by a 1-year/unlimited-mile CPO Limited Warranty that activates after the expiration of the original 4-year/50,000-mile New Vehicle Limited Warranty, creating a total coverage period of 5 years with unlimited miles. The program also includes 24/7 roadside assistance, giving X5 owners practical support well beyond the sale.
Learn more about CPO warranty coverage or review current certified offers available at Hendrick BMW Charlotte.
Why Buy A Certified Pre-Owned BMW X5 At Hendrick BMW Charlotte
Hendrick BMW Charlotte is part of Hendrick Automotive Group, rated 4.8 stars by more than 8,600 customers. Shoppers from South Charlotte, Indian Trail, Gastonia, Concord, and Matthews consistently choose Hendrick BMW Charlotte for the dealership's CPO selection, transparent process, and certified service team.
When you purchase a CPO BMW X5 here, you work with BMW-trained product specialists who can walk you through each vehicle's history, inspection results, and available protection options. Hendrick BMW Charlotte also offers flexible CPO financing solutions through BMW Financial Services and additional lenders, making it straightforward to explore monthly payment structures that fit your budget.
If you have a vehicle to trade, get an instant trade-in value online before you arrive - or use the Hendrick Fast Pass digital retailing tool to get a head start on your purchase from home.
Serving Charlotte And Nearby Communities
Hendrick BMW Charlotte is located at 6950 E Independence Blvd, Charlotte, NC 28227, with straightforward access for shoppers coming from South Charlotte, Matthews, Indian Trail, Concord, and Gastonia. If you are ready to see a certified pre-owned BMW X5 in person, schedule a test drive at your convenience. Availability changes frequently, so browsing online first is always a smart move.
View all certified pre-owned BMW inventory or explore the full used BMW selection if you would like to compare additional options.
Frequently Asked Questions
What Does The BMW Certified Pre-Owned Program Include For The X5?
The BMW Certified Pre-Owned program includes a manufacturer-backed CPO Limited Warranty that provides 1 year of coverage with unlimited miles, beginning after the expiration of BMW's original 4-year/50,000-mile New Vehicle Limited Warranty. This means a qualifying CPO BMW X5 benefits from a total of 5 years of warranty protection with no mileage cap on the CPO coverage period. Every CPO BMW X5 at Hendrick BMW Charlotte has also completed BMW's multi-point inspection and reconditioning process before receiving its certification, and the program includes 24/7 roadside assistance. For a full breakdown of what is covered, visit the CPO warranty details page.
How Does The Certified Pre-Owned BMW X5 Compare To The Mercedes-Benz GLE Or Audi Q7?
The BMW X5 competes directly with the Mercedes-Benz GLE and Audi Q7 in the mid-size luxury SUV segment, and each model takes a slightly different approach. The X5 is generally favored by drivers who prioritize a more driver-focused feel, with sharper steering response and a wider range of powertrain options including a plug-in hybrid and high-performance M variants. The GLE tends to emphasize ride comfort and interior spaciousness, while the Q7 is known for its three-row seating and Audi's interior presentation. On the CPO side, BMW's manufacturer-backed warranty structure and certified financing options through BMW Financial Services can make the X5 a competitive value compared to third-party certified programs. The best choice depends on how you weight driving dynamics, passenger capacity, and long-term cost of ownership.
What Model Years Are Typically Available For A Certified Pre-Owned BMW X5 In Charlotte?
Certified pre-owned BMW X5 availability at Hendrick BMW Charlotte varies based on current inventory, but CPO vehicles are generally within BMW's eligibility window, which requires vehicles to be no more than a certain age and under a specific mileage threshold to qualify. This means shoppers typically find model years from recent production cycles. Mileage, trim levels, and available features will differ from vehicle to vehicle. Browsing the CPO BMW X5 inventory online is the fastest way to see what is currently in stock, including detailed condition information for each vehicle.
How Can I Finance A Certified Pre-Owned BMW X5 At Hendrick BMW Charlotte?
Financing a CPO BMW X5 at Hendrick BMW Charlotte starts with a straightforward credit application through BMW Financial Services or one of the dealership's additional lending partners. CPO vehicles often qualify for competitive APR (Annual Percentage Rate) financing rates that are distinct from standard used vehicle financing, which can make a meaningful difference in your monthly payment. You can start your financing application online before visiting the dealership, or use the payment calculator to estimate monthly costs. The finance team at Hendrick BMW Charlotte works with a range of credit profiles to find solutions that align with your budget.
Is A Certified Pre-Owned BMW X5 A Better Choice Than A Standard Used BMW X5?
A CPO BMW X5 offers protections that a standard used BMW X5 does not. The key differences are the manufacturer-backed warranty, the completed multi-point inspection, and the 24/7 roadside assistance that come with BMW's certification. A standard pre-owned BMW X5 may be priced lower, but it does not carry those certified guarantees unless separately purchased. For buyers who want the peace of mind of a warranty and an inspected vehicle, the CPO designation provides meaningful value beyond the purchase price. Learn more about why buyers choose BMW CPO or compare used and certified pre-owned options to make the right call for your situation.
Hendrick Vehicle Disclaimer
$799.00 Dealer Administrative Fee not included in advertised price.
All prices exclude all taxes, tag, title, registration fees and government fees. Out of state buyers are responsible for all taxes and government fees and title/registration fees in the state where the vehicle will be registered. All prices include all manufacturer to dealer incentives, which the dealer retains unless otherwise specifically provided. Dealer not responsible for errors and omissions; all offers subject to change without notice; please confirm listings with dealer.
All vehicles may not be physically located at this dealership but may be available for delivery through this location. Transportation charges may apply. Please contact the dealership for more specific information. All vehicles are subject to prior sale.
Monthly Disclaimers
As Low As 0.90% APR on Select New Models
Through April 30, 2026, 0.90% APR financing for up to 60 months on new 2026 BMW iX, X1, X3, and X7 models is available from participating BMW dealers to well qualified customers who meet BMW Financial Services NA, LLC credit requirements. For example, with $0.00 down payment and 0.90% APR, a retail installment contract on a 2026 BMW X7 xDrive40i with MSRP of $93,200.00 may be repaid in 24 monthly installments of $3,919.84 or may be repaid in 60 monthly installments of $1,589.13. MSRP excludes tax, title, and license. Not all customers will qualify for down payment waiver or lowest rate. Other rates and payment terms available. Applicable Credits and National Competitive Credit of $2,000 (consists of $1,000 BMW of North America, LLC credit plus $1,000 contribution from your BMW Center) are credits against the MSRP of the vehicle purchased and available to customers who finance through BMW Financial Services NA, LLC. All credits valid through April 30, 2026. All offers are subject to dealer participation. Offers valid through April 30, 2026. Visit your authorized BMW Center for important details.
2026 330i Sedan Lease at $475/month for 39 months Includes $1,000 Lease Credit $4,959 Due at Signing
Lease payment is calculated based on Manufacturer’s Suggested Retail Price for vehicle as shown and does not necessarily represent the dealer’s actual sale price. Dealer sets actual price. Lease offer available on new 2026 BMW 330i Sedan models from participating BMW Centers through BMW Financial Services NA, LLC, to customers who meet BMW Financial Services' credit requirements. Offer not valid in Puerto Rico. Monthly lease payments of $479 per month for 39 months is based on an adjusted capitalized cost of $46,685 (MSRP of $53,900, including destination and handling fee of $1,350, less $3,555 capitalized cost reduction, $0 security deposit, suggested dealer contribution of $2,660 and Lease Credit of $1,000). Actual MSRP and dealer contribution may vary and could affect your monthly lease payment. Cash due at signing includes $3,555 capitalized cost reduction, $479 first month's payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $0.25/mile over 32,500 miles, plus disposition fee of up to $495 (not to exceed an amount permissible by law) at lease end. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and dealer fees are additional fees due at signing. Advertised monthly payment does not include applicable taxes. Purchase option price at lease end is $30,723, plus the purchase option fee disclosed in the lease contract. Additional tax, title, and government fees may also apply. Offer valid through April 30, 2026 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized BMW Center for important details.
2026 X1 xDrive28i Lease at $499/month for 39 months Includes $1,000 Lease Credit $4,329 due at signing
Monthly lease payments of $499 per month for 39 months is based on an adjusted capitalized cost of $41,405 (MSRP of $47,200, including destination and handling fee of $1,350, less $2,905 capitalized cost reduction, $0 security deposit, suggested dealer contribution of $1,890 and Lease Credit of $1,000). Actual MSRP and dealer contribution may vary and could affect your monthly lease payment. Cash due at signing includes $2,905 capitalized cost reduction, $499 first month's payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $0.25/mile over 32,500 miles, plus disposition fee of up to $495 (not to exceed an amount permissible by law) at lease end. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and dealer fees are additional fees due at signing. Advertised monthly payment does not include applicable taxes. Purchase option price at lease end is $26,432, plus the purchase option fee disclosed in the lease contract. Additional tax, title, and government fees may also apply. Offer valid through April 30, 2026 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized BMW Center for important details.
2026 X3 30 xDrive Lease at $569/month for 39 months Includes $1,000 Lease Credit $5,299 due at signing
Monthly lease payments of $569 per month for 39 months is based on an adjusted capitalized cost of $48,585 (MSRP of $55,650, including destination and handling fee of $1,350, less $3,805 capitalized cost reduction, $0 security deposit, suggested dealer contribution of $2,260 and Lease Credit of $1,000). Actual MSRP and dealer contribution may vary and could affect your monthly lease payment. Cash due at signing includes $3,805 capitalized cost reduction, $569 first month's payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $0.25/mile over 32,500 miles, plus disposition fee of up to $495 (not to exceed an amount permissible by law) at lease end. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and dealer fees are additional fees due at signing. Advertised monthly payment does not include applicable taxes. Purchase option price at lease end is $31,721, plus the purchase option fee disclosed in the lease contract. Additional tax, title, and government fees may also apply. Offer valid through April 30, 2026 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized BMW Center for important details.
2026 X5 sDrive40i Lease at $839/month for 39 months Includes $1,000 Lease Credit $6,819 due at signing
Monthly lease payments of $839 per month for 39 months is based on an adjusted capitalized cost of $63,995 (MSRP of $73,950, including destination and handling fee of $1,450, less $5,055 capitalized cost reduction, $0 security deposit, suggested dealer contribution of $2,900, Lease Credit of $1,000, and Select Lease Credit of $1,000). Actual MSRP and dealer contribution may vary and could affect your monthly lease payment. Cash due at signing includes $5,055 capitalized cost reduction, $839 first month's payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $0.25/mile over 32,500 miles, plus disposition fee of up to $495 (not to exceed an amount permissible by law) at lease end. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and dealer fees are additional fees due at signing. Advertised monthly payment does not include applicable taxes. Purchase option price at lease end is $38,454, plus the purchase option fee disclosed in the lease contract. Additional tax, title, and government fees may also apply. Offer valid through April 30, 2026 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized BMW Center for important details.
2026 X7 xDrive40i Lease at $989/month for 39 months Includes $2,000 Lease Credit $8,289 due at signing
Monthly lease payments of $989 per month for 39 months is based on an adjusted capitalized cost of $81,105 (MSRP of $93,200, including destination and handling fee of $1,550, less $6,375 capitalized cost reduction, $0 security deposit, and suggested dealer contribution of $3,720, and Credit of $2,000 (Loyalty Credit Offer or National Competitive Credit Offer). Actual MSRP and dealer contribution may vary and could affect your monthly lease payment. Cash due at signing includes $6,375 capitalized cost reduction, $989 first month's payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $0.30/mile over 32,500 miles, plus disposition fee of up to $495 (not to exceed an amount permissible by law) at lease end. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and dealer fees are additional fees due at signing. Advertised monthly payment does not include applicable taxes. Purchase option price at lease end is $49,396, plus the purchase option fee disclosed in the lease contract. Additional tax, title, and government fees may also apply. Offer valid through April 30, 2026 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized BMW Center for important details.
As Low As 1.99% APR and No Payments for 90 Days on Select BMW Certified Models
From 1.99% APR up to 72 months at $14.75 per month per $1,000 financed applies to all 2022–2024 BMW Certified Pre-Owned iX models. No down payment is required. Offer valid through 04/30/2026. Offer available from participating BMW Dealers to eligible, qualified customers with excellent credit history who meet BMW Financial Services NA, LLC credit requirements. Not all customers will qualify for the lowest rate. Other rates and terms available. All offers subject to vehicle availability. **Delayed first payment is not available in PA or ME. Interest will accrue during 90-day period to first payment and will be due prior to maturity of the contract. This offer is available on all model-year 2021-2024 CPO BMW models with 36-to-72-month retail contracts financed through BMW Financial Services NA, LLC, excluding Select contracts. To be eligible, qualified customers must have excellent credit history and meet BMW Financial Services’ credit requirements. Not all customers will qualify. Other rates and terms available. All offers subject to vehicle availability. Offer valid through 04/30/2026.
2026 i4 eDrive40 Lease at $499/month for 36 months Includes $3,750 Lease Credit $4,779 due at signing
Lease payment is calculated based on Manufacturer’s Suggested Retail Price for vehicle as shown and does not necessarily represent the dealer’s actual sale price. Dealer sets actual price. Lease offer available on new 2026 BMW i4 eDrive40 models from participating BMW Centers through BMW Financial Services NA, LLC, to customers who meet BMW Financial Services' credit requirements. Offer not valid in Puerto Rico. Monthly lease payments of $499 per month for 36 months is based on an adjusted capitalized cost of $50,295 (MSRP of $60,700, including destination and handling fee of $1,350, less $3,355 capitalized cost reduction, $0 security deposit, suggested dealer contribution of $3,300 and Lease Credit of $3,750). Actual MSRP and dealer contribution may vary and could affect your monthly lease payment. Cash due at signing includes $3,355 capitalized cost reduction, $499 first month's payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $0.25/mile over 30,000 miles, plus disposition fee of up to $495 (not to exceed an amount permissible by law) at lease end. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and dealer fees are additional fees due at signing. Advertised monthly payment does not include applicable taxes. Purchase option price at lease end is $33,385, plus the purchase option fee disclosed in the lease contract. Additional tax, title, and government fees may also apply. Offer valid through April 30, 2026 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized BMW Center for important details.
2026 iX xDrive45 Lease for $699/Month for 36 Months Includes $7,500 Lease Credit $5,259 Due at Signing
Lease payment is calculated based on Manufacturer’s Suggested Retail Price for vehicle as shown and does not necessarily represent the dealer’s actual sale price. Dealer sets actual price. Lease offer available on new 2026 BMW iX xDrive45 models from participating BMW Centers through BMW Financial Services NA, LLC, to customers who meet BMW Financial Services' credit requirements. Offer not valid in Puerto Rico. Monthly lease payments of $699 per month for 36 months is based on an adjusted capitalized cost of $64,090 (MSRP of $79,200, including destination and handling fee of $1,450, less $3,635 capitalized cost reduction, $0 security deposit, suggested dealer contribution of $3,975 and Lease Credit of $7,500). Actual MSRP and dealer contribution may vary and could affect your monthly lease payment. Cash due at signing includes $3,635 capitalized cost reduction, $699 first month's payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $0.30/mile over 30,000 miles, plus disposition fee of up to $495 (not to exceed an amount permissible by law) at lease end. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and dealer fees are additional fees due at signing. Advertised monthly payment does not include applicable taxes. Purchase option price at lease end is $41,976, plus the purchase option fee disclosed in the lease contract. Additional tax, title, and government fees may also apply. Offer valid through April 30, 2026 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized BMW Center for important details.
2026 530i Sedan Lease for $619/month for 39 months Includes $1,000 Lease Credit $5,619 Due at Signing
Lease payment is calculated based on Manufacturer’s Suggested Retail Price for vehicle as shown and does not necessarily represent the dealer’s actual sale price. Dealer sets actual price. Lease offer available on new 2026 BMW 530i Sedan models from participating BMW Centers through BMW Financial Services NA, LLC, to customers who meet BMW Financial Services' credit requirements. Offer not valid in Puerto Rico. Monthly lease payments of $619 per month for 39 months is based on an adjusted capitalized cost of $56,695 (MSRP of $65,000, including destination and handling fee of $1,450, less $4,075 capitalized cost reduction, $0 security deposit, suggested dealer contribution of $3,230 and Lease Credit of $1,000). Actual MSRP and dealer contribution may vary and could affect your monthly lease payment. Cash due at signing includes $4,075 capitalized cost reduction, $619 first month's payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $0.25/mile over 32,500 miles, plus disposition fee of up to $495 (not to exceed an amount permissible by law) at lease end. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and dealer fees are additional fees due at signing. Advertised monthly payment does not include applicable taxes. Purchase option price at lease end is $37,700, plus the purchase option fee disclosed in the lease contract. Additional tax, title, and government fees may also apply. Offer valid through April 30, 2026 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized BMW Center for important details.
Additional Disclaimers:
Base MSRP excludes transportation and handling charges, destination charges, taxes, title, registration, preparation and documentary fees, tags, labor and installation charges, insurance, and optional equipment, products, packages and accessories. Options, model availability and actual dealer price may vary. See dealer for details, costs and terms.
Certified Pre-Owned BMW X5 For Sale In South Charlotte
Explore luxury and adaptability with a certified pre-owned BMW X5 for sale in Charlotte. It's fantastic for daily commutes, whether that be spontaneous trips to Freedom Park or the NASCAR Hall of Fame. The combination of its dynamic aesthetic and ample interior space positions this SUV as an optimal selection.Dial (980) 432-8676 To Schedule A Test Drive In A CPO BMW SUV
The all-wheel drive system of the BMW X5 guarantees stability across different terrain, complemented by its contemporary design. Our dealership in Charlotte has a wide variety of certified pre-owned BMW vehicles to meet your needs. Come visit us at Hendrick BMW Charlotte, conveniently located off 6950 E Independence Blvd, Charlotte, NC 28227, to find a certified pre-owned BMW X5 for sale in Charlotte. Serving diligently in the areas of South Charlotte, Indian Trail, Matthews, Concord, Gastonia, we eagerly await your visit. Call (980) 432-8676 to schedule a test drive with one of our X5 SUVs today.Features of the Certified Pre-Owned BMW X5
Experience excellence with the certified pre-owned BMW X5 available for purchase, a luxury crossover designed for both comfort and performance. This model includes impressive standard features such as power-folding heated mirrors, chrome exhaust tips, and seamless connectivity with Apple CarPlay® and Android Auto™, all complemented by a Hi-Fi Sound System. The spacious interior benefits from three-stage heated front seats, ensuring comfort on every journey.- Power-Folding Heated Mirrors: Offers convenience and comfort in varying weather conditions.
- Chrome Exhaust Tips: Enhances the vehicle's aesthetic appeal.
- Apple CarPlay® and Android Auto™ Compatibility: Provides seamless integration for your smartphone, allowing easy access to apps and navigation.
- Hi-Fi Sound System: Features a 205-watt digital amplifier for an immersive audio experience.
- Three-Stage Heated Front Seats: Ensures comfort and warmth for both the driver and passengers.
- Dynamic Cruise Control: Adjusts speed automatically to maintain a safe distance from the vehicle ahead.
- Frontal Collision Warning with City Collision Mitigation: Alerts drivers to potential collisions and assists in avoiding them.
- Lane Departure Warning: Provides warnings if the vehicle drifts out of its lane without signaling.
- Active Blind Spot Detection: Monitors blind spots and alerts the driver of vehicles in adjacent lanes, enhancing safety.
Certified Pre-Owned BMW X5 Dealership in Charlotte
At Hendrick BMW Charlotte, we proudly offer a selection of certified pre-owned BMW X5 vehicles, exemplifying our commitment to exceptional service and quality. As part of the Hendrick Automotive Group, our dealership dedicates itself to providing customers in Charlotte and the surrounding areas a seamless experience. Our certified pre-owned BMW dealership, is dedicated to providing a seamless car shopping experience for customers in Charlotte and the surrounding areas.With a comprehensive inventory and top-notch BMW maintenance, we ensure every customer receives personalized attention throughout their buying journey. Discover the luxury and performance of the certified pre-owned BMW X5, designed to elevate your driving experience