Used BMW X5
Find the Right BMW X5 for Your Needs
Choosing the right used BMW X5 depends on your driving habits, technology preferences, and performance expectations. Whether you need a luxury family SUV for commuting through Charlotte traffic or a refined vehicle for weekend travel across North Carolina, there's a BMW X5 trim built for your lifestyle.
| Model / Trim | Best For | Key Benefit for Charlotte Drivers |
|---|---|---|
| BMW X5 sDrive40i | Luxury Daily Driving | Smooth handling, advanced safety technology, and premium comfort make it ideal for commuting through Uptown Charlotte and Matthews. |
| BMW X5 xDrive40i | All-Weather Confidence | BMW xDrive AWD adds extra traction and stability for road trips, changing weather, and highway driving across North Carolina. |
| BMW X5 xDrive45e | Efficiency & Luxury | Plug-in hybrid capability helps drivers save fuel during daily commutes while still enjoying strong BMW performance. |
| BMW X5 M60i | Performance Enthusiasts | Powerful acceleration, sporty handling, and upscale finishes deliver an exciting driving experience on I-85 and beyond. |
BMW X5 Frequently Asked Questions
What are the main differences between BMW X5 trims?
BMW X5 trims vary in performance, drivetrain options, luxury features, and technology. The sDrive40i focuses on comfort and efficiency, while xDrive models add all-wheel drive capability. Higher trims like the M60i provide enhanced horsepower, upgraded interiors, and sport-focused handling for drivers wanting a more performance-oriented luxury SUV.
Is the BMW X5 good for towing and family travel?
Yes. The BMW X5 is a strong choice for families who need cargo space, premium seating comfort, and capable towing performance. Many properly equipped X5 models can tow small trailers, boats, or recreational equipment, making them ideal for weekend trips outside Charlotte or travel throughout the Carolinas.
Does Hendrick BMW Charlotte serve drivers outside Charlotte?
Absolutely. Hendrick BMW Charlotte proudly serves drivers from Matthews, Concord, Gastonia, Indian Trail, and surrounding North Carolina communities. Many customers visit us for our premium selection of BMWs, customer-focused experience, and convenient location near major Charlotte highways.
Hendrick Vehicle Disclaimer
$799.00 Dealer Administrative Fee included in advertised price.
All prices exclude all taxes, tag, title, registration fees and government fees. Out of state buyers are responsible for all taxes and government fees and title/registration fees in the state where the vehicle will be registered. All prices include all manufacturer to dealer incentives, which the dealer retains unless otherwise specifically provided. Dealer not responsible for errors and omissions; all offers subject to change without notice; please confirm listings with dealer.
All vehicles may not be physically located at this dealership but may be available for delivery through this location. Transportation charges may apply. Please contact the dealership for more specific information. All vehicles are subject to prior sale.
Monthly Disclaimers
$7,500 Purchase Credit Off MSRP and $5,000 Loyalty Credit on Select New Models
Loyalty Offers available to qualified customers who lease or finance through BMW Financial Services NA, LLC. Offer limited to customers who have owned or leased a BMW model in the last 12 months. In order to qualify for a BMW Loyalty Offer, loyal current or former BMW owners or lessees must show proof of ownership or BMW Financial Services account number and qualify for credit approval. Available Loyalty Offer of $5,000 off MSRP on select new 2026 i7 eDrive50 models (consists of $4,000 BMW of North America, LLC contribution plus $1,000 loyalty contribution from your BMW Center). Available Purchase Credit of $7,500 off MSRP for well qualified buyers. Must take delivery by August 02, 2026. Availability of Loyalty Offers are subject to dealer participation. Visit your authorized BMW Center for important details.
The BMW Ultimate Sales Event 0.90% APR for 60 Months Available on Select New Models
Valid on 2026 i7 eDrive50 models. Through August 02, 2026, 0.90% APR financing for up to 24 monthly payments of $42.06 for every $1,000 financed, and 0.90% APR financing for up to 60 monthly payments of $17.05 for every $1,000 financed is available from participating BMW Centers to well qualified customers who meet BMW Financial Services NA, LLC credit requirements. No down payment required for well qualified customers. Not all customers will qualify for down payment waiver or lowest rate. Other rates and payment terms available. All offers are subject to dealer participation. Offers valid through August 02, 2026. Visit your authorized BMW Center for important details. Available Purchase Credit of $7,500 off MSRP for well qualified buyers.
2026 i4 eDrive40 3.99% APR for 60 Months Available or Lease at $499/month for 36 months $4,779 Due at Signing
Valid on 2026 i4 eDrive40 models. Through August 02, 2026, 3.99% APR financing for up to 24 monthly payments of $43.42 for every $1,000 financed, and 3.99% APR financing for up to 60 monthly payments of $18.41 for every $1,000 financed is available from participating BMW Centers to well qualified customers who meet BMW Financial Services NA, LLC credit requirements. No down payment required for well qualified customers. Not all customers will qualify for down payment waiver or lowest rate. Other rates and payment terms available. All offers are subject to dealer participation. Offers valid through August 02, 2026. Visit your authorized BMW Center for important details.Available Purchase Credit of $3,750 off MSRP for well qualified buyers. Advertised lease offer is a national advertisement intended to be available on new 2026 BMW i4 eDrive40 models from participating BMW Centers through BMW Financial Services NA, LLC, to customers who meet BMW Financial Services' credit requirements. Dealer sets actual sale price and may add additional fees and charges. Advertised lease payment is calculated based on Manufacturer’s Suggested Retail Price for vehicle as shown and does not necessarily represent the dealer’s actual sale price. Offer not valid in Puerto Rico. Advertised monthly lease payments of $499 per month for 36 months is based on an adjusted capitalized cost of $50,295 (MSRP of $60,700, including destination and handling fee of $1,350, less $3,355 capitalized cost reduction, $0 security deposit, suggested dealer contribution of $3,300 and Lease Credit of $3,750). Actual MSRP and dealer contribution may vary and could affect your monthly lease payment. Cash due at signing includes $3,355 capitalized cost reduction, $499 first month's payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $0.25/mile over 30,000 miles, plus disposition fee of up to $495 (not to exceed an amount permissible by law) at lease end. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and any dealer fees and charges (if any) are additional amounts that are due at signing. Advertised monthly payment does not include applicable taxes. Purchase option price at lease end is $33,385, plus the purchase option fee disclosed in the lease contract. Additional tax, title, and government fees may also apply. Offer valid through August 02, 2026 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized BMW Center for important details.
2026 X1 xDrive28i 0.90% APR for 60 Months Available or Lease at $499/month for 39 months $4,329 due at signing
Valid on 2026 X1 xDrive28i models. Through August 02, 2026, 0.90% APR financing for up to 24 monthly payments of $42.06 for every $1,000 financed, and 0.90% APR financing for up to 60 monthly payments of $17.05 for every $1,000 financed is available from participating BMW Centers to well qualified customers who meet BMW Financial Services NA, LLC credit requirements. No down payment required for well qualified customers. Not all customers will qualify for down payment waiver or lowest rate. Other rates and payment terms available. All offers are subject to dealer participation. Offers valid through August 02, 2026. Visit your authorized BMW Center for important details. Advertised lease offer is a national advertisement intended to be available on new 2026 BMW X1 xDrive28i models from participating BMW Centers through BMW Financial Services NA, LLC, to customers who meet BMW Financial Services' credit requirements. Dealer sets actual sale price and may add additional fees and charges. Advertised lease payment is calculated based on Manufacturer’s Suggested Retail Price for vehicle as shown and does not necessarily represent the dealer’s actual sale price. Offer not valid in Puerto Rico. Advertised monthly lease payments of $499 per month for 39 months is based on an adjusted capitalized cost of $41,405 (MSRP of $47,200, including destination and handling fee of $1,350, less $2,905 capitalized cost reduction, $0 security deposit, suggested dealer contribution of $1,890 and Lease Credit of $1,000). Actual MSRP and dealer contribution may vary and could affect your monthly lease payment. Cash due at signing includes $2,905 capitalized cost reduction, $499 first month's payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $0.25/mile over 32,500 miles, plus disposition fee of up to $495 (not to exceed an amount permissible by law) at lease end. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and any dealer fees and charges (if any) are additional amounts that are due at signing. Advertised monthly payment does not include applicable taxes. Purchase option price at lease end is $26,432, plus the purchase option fee disclosed in the lease contract. Additional tax, title, and government fees may also apply. Offer valid through August 02, 2026 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized BMW Center for important details.
2026 X3 30 xDrive 0.90% APR for 60 Months Available or Lease at $569/month for 39 months $5,299 due at signing
Valid on 2026 X3 30 xDrive models. Through August 02, 2026, 0.90% APR financing for up to 24 monthly payments of $42.06 for every $1,000 financed, and 0.90% APR financing for up to 60 monthly payments of $17.05 for every $1,000 financed is available from participating BMW Centers to well qualified customers who meet BMW Financial Services NA, LLC credit requirements. No down payment required for well qualified customers. Not all customers will qualify for down payment waiver or lowest rate. Other rates and payment terms available. All offers are subject to dealer participation. Offers valid through August 02, 2026. Visit your authorized BMW Center for important details. Advertised lease offer is a national advertisement intended to be available on new 2026 BMW X3 30 xDrive models from participating BMW Centers through BMW Financial Services NA, LLC, to customers who meet BMW Financial Services' credit requirements. Dealer sets actual sale price and may add additional fees and charges. Advertised lease payment is calculated based on Manufacturer’s Suggested Retail Price for vehicle as shown and does not necessarily represent the dealer’s actual sale price. Offer not valid in Puerto Rico. Advertised monthly lease payments of $569 per month for 39 months is based on an adjusted capitalized cost of $48,585 (MSRP of $55,650, including destination and handling fee of $1,350, less $3,805 capitalized cost reduction, $0 security deposit, suggested dealer contribution of $2,260 and Lease Credit of $1,000). Actual MSRP and dealer contribution may vary and could affect your monthly lease payment. Cash due at signing includes $3,805 capitalized cost reduction, $569 first month's payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $0.25/mile over 32,500 miles, plus disposition fee of up to $495 (not to exceed an amount permissible by law) at lease end. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and any dealer fees and charges (if any) are additional amounts that are due at signing. Advertised monthly payment does not include applicable taxes. Purchase option price at lease end is $31,721, plus the purchase option fee disclosed in the lease contract. Additional tax, title, and government fees may also apply. Offer valid through August 02, 2026 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized BMW Center for important details.
2026 X5 xDrive40i 0.90% APR for 60 Months Available or Lease at $869/month for 39 months $6,929 due at signing
Valid on 2026 X5 xDrive40i models. Through August 02, 2026, 0.90% APR financing for up to 24 monthly payments of $42.06 for every $1,000 financed, and 0.90% APR financing for up to 60 monthly payments of $17.05 for every $1,000 financed is available from participating BMW Centers to well qualified customers who meet BMW Financial Services NA, LLC credit requirements. No down payment required for well qualified customers. Not all customers will qualify for down payment waiver or lowest rate. Other rates and payment terms available. All offers are subject to dealer participation. Offers valid through August 02, 2026. Visit your authorized BMW Center for important details.Available Purchase Credit of $1,000 off MSRP for well qualified buyers. Advertised lease offer is a national advertisement intended to be available on new 2026 BMW X5 xDrive40i models from participating BMW Centers through BMW Financial Services NA, LLC, to customers who meet BMW Financial Services' credit requirements. Dealer sets actual sale price and may add additional fees and charges. Advertised lease payment is calculated based on Manufacturer’s Suggested Retail Price for vehicle as shown and does not necessarily represent the dealer’s actual sale price. Offer not valid in Puerto Rico. Advertised monthly lease payments of $869 per month for 39 months is based on an adjusted capitalized cost of $66,100 (MSRP of $76,250, including destination and handling fee of $1,450, less $5,135 capitalized cost reduction, $0 security deposit, suggested dealer contribution of $3,015 and Lease Credit of $2,000). Actual MSRP and dealer contribution may vary and could affect your monthly lease payment. Cash due at signing includes $5,135 capitalized cost reduction, $869 first month's payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $0.25/mile over 32,500 miles, plus disposition fee of up to $495 (not to exceed an amount permissible by law) at lease end. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and any dealer fees and charges (if any) are additional amounts that are due at signing. Advertised monthly payment does not include applicable taxes. Purchase option price at lease end is $39,650, plus the purchase option fee disclosed in the lease contract. Additional tax, title, and government fees may also apply. Offer valid through August 02, 2026 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized BMW Center for important details.
2.49% APR up to 72 Months Available and No Payments for 90 Days on Select BMW Certified Models
From 2.49% APR up to 72 months at $14.97 per month per $1,000 financed applies to all 2022–2024 BMW Certified Pre-Owned iX models. No down payment is required. Offer valid through 08/02/2026. Offer available from participating BMW Dealers to eligible, qualified customers with excellent credit history who meet BMW Financial Services NA, LLC credit requirements. Not all customers will qualify for the lowest rate. Other rates and terms available. All offers subject to vehicle availability. Delayed first payment is not available in PA or ME. Interest will accrue during 90-day period to first payment and will be due prior to maturity of the contract. This offer is available on all model-year 2021-2024 CPO BMW models with 36-to-72-month retail contracts financed through BMW Financial Services NA, LLC, excluding Select contracts. To be eligible, qualified customers must have excellent credit history and meet BMW Financial Services’ credit requirements. Not all customers will qualify. Other rates and terms available. All offers subject to vehicle availability. Offer valid through 08/02/2026.