Used BMW X5
Find the Right BMW X5 for Your Needs
Choosing the right used BMW X5 depends on your driving habits, technology preferences, and performance expectations. Whether you need a luxury family SUV for commuting through Charlotte traffic or a refined vehicle for weekend travel across North Carolina, there's a BMW X5 trim built for your lifestyle.
| Model / Trim | Best For | Key Benefit for Charlotte Drivers |
|---|---|---|
| BMW X5 sDrive40i | Luxury Daily Driving | Smooth handling, advanced safety technology, and premium comfort make it ideal for commuting through Uptown Charlotte and Matthews. |
| BMW X5 xDrive40i | All-Weather Confidence | BMW xDrive AWD adds extra traction and stability for road trips, changing weather, and highway driving across North Carolina. |
| BMW X5 xDrive45e | Efficiency & Luxury | Plug-in hybrid capability helps drivers save fuel during daily commutes while still enjoying strong BMW performance. |
| BMW X5 M60i | Performance Enthusiasts | Powerful acceleration, sporty handling, and upscale finishes deliver an exciting driving experience on I-85 and beyond. |
BMW X5 Frequently Asked Questions
What are the main differences between BMW X5 trims?
BMW X5 trims vary in performance, drivetrain options, luxury features, and technology. The sDrive40i focuses on comfort and efficiency, while xDrive models add all-wheel drive capability. Higher trims like the M60i provide enhanced horsepower, upgraded interiors, and sport-focused handling for drivers wanting a more performance-oriented luxury SUV.
Is the BMW X5 good for towing and family travel?
Yes. The BMW X5 is a strong choice for families who need cargo space, premium seating comfort, and capable towing performance. Many properly equipped X5 models can tow small trailers, boats, or recreational equipment, making them ideal for weekend trips outside Charlotte or travel throughout the Carolinas.
Does Hendrick BMW Charlotte serve drivers outside Charlotte?
Absolutely. Hendrick BMW Charlotte proudly serves drivers from Matthews, Concord, Gastonia, Indian Trail, and surrounding North Carolina communities. Many customers visit us for our premium selection of BMWs, customer-focused experience, and convenient location near major Charlotte highways.
Hendrick Vehicle Disclaimer
$799.00 Dealer Administrative Fee included in advertised price.
All prices exclude all taxes, tag, title, registration fees and government fees. Out of state buyers are responsible for all taxes and government fees and title/registration fees in the state where the vehicle will be registered. All prices include all manufacturer to dealer incentives, which the dealer retains unless otherwise specifically provided. Dealer not responsible for errors and omissions; all offers subject to change without notice; please confirm listings with dealer.
All vehicles may not be physically located at this dealership but may be available for delivery through this location. Transportation charges may apply. Please contact the dealership for more specific information. All vehicles are subject to prior sale.
Monthly Disclaimers
BMW Oil Change Plan 3-Years Prepaid Oil Services for $249 Open to BMWs that have reached 60 months or 60,000 miles
The BMW Ultimate Care Oil Services plan includes unlimited oil and oil filter changes for three years for $249.00 plus taxes and disposal fees where applicable. The need for included services are prompted by the vehicle’s Condition Based Service (CBS) system. For non-CBS vehicles, annual low-mileage oil changes are included as outlined in your BMW Maintenance Booklet. Available for all BMW vehicles that have reached 60 months or 60,000 miles but have not yet exceeded 240 months / 20 years and have no current Ultimate Care+ coverage. Plan is also available for purchase for vehicles that have reached at least 54 months and are currently covered by the BMW Ultimate Care Scheduled or BMW Ultimate Care+2 coverage. All work must be performed by an authorized BMW Center. Please see your authorized BMW Center for additional details pertaining to all programs. All work is carried out by BMW Trained Technicians using Original BMW Parts, which come with a two-year unlimited mileage limited warranty. Warranty repairs do not constitute an extension of the original limited warranty period for the vehicle or a part thereof. Each program and its pricing are subject to change.
As Low As 0.90% APR on Select New Models
Through June 01, 2026, 0.90% APR financing for up to 60 months on new 2026 BMW X7 xDrive40i model is available from participating BMW dealers to well qualified customers who meet BMW Financial Services NA, LLC credit requirements. For example, with $0.00 down payment and 0.90% APR, a retail installment contract on a 2026 BMW X7 xDrive40i with MSRP of $93,200.00 may be repaid in 24 monthly installments of $3,919.84 or may be repaid in 60 monthly installments of $1,589.13. MSRP excludes tax, title, and license. Not all customers will qualify for down payment waiver or lowest rate. Other rates and payment terms available. Applicable Credits and National Credit of $1,000 are credits against the MSRP of the vehicle purchased and available to customers who finance through BMW Financial Services NA, LLC. All credits valid through June 01, 2026. All offers are subject to dealer participation. Offers valid through June 01, 2026. Visit your authorized BMW Center for important details.
2026 X1 xDrive28i Lease at $499/month for 39 months Includes $1,000 Lease Credit $4,329 due at signing
Lease payment is calculated based on Manufacturer’s Suggested Retail Price for vehicle as shown and does not necessarily represent the dealer’s actual sale price. Dealer sets actual price. Lease offer available on new 2026 BMW X1 xDrive28i models from participating BMW Centers through BMW Financial Services NA, LLC, to customers who meet BMW Financial Services' credit requirements. Offer not valid in Puerto Rico. Monthly lease payments of $499 per month for 39 months is based on an adjusted capitalized cost of $41,405 (MSRP of $47,200, including destination and handling fee of $1,350, less $2,905 capitalized cost reduction, $0 security deposit, suggested dealer contribution of $1,890 and Lease Credit of $1,000). Actual MSRP and dealer contribution may vary and could affect your monthly lease payment. Cash due at signing includes $2,905 capitalized cost reduction, $499 first month's payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $0.25/mile over 32,500 miles, plus disposition fee of up to $495 (not to exceed an amount permissible by law) at lease end. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and dealer fees are additional fees due at signing. Advertised monthly payment does not include applicable taxes. Purchase option price at lease end is $26,432, plus the purchase option fee disclosed in the lease contract. Additional tax, title, and government fees may also apply. Offer valid through June 01, 2026 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized BMW Center for important details.
2026 X3 30 xDrive Lease at $599/month for 39 months $5,229 due at signing
Lease payment is calculated based on Manufacturer’s Suggested Retail Price for vehicle as shown and does not necessarily represent the dealer’s actual sale price. Dealer sets actual price. Lease offer available on new 2026 BMW X3 30 xDrive models from participating BMW Centers through BMW Financial Services NA, LLC, to customers who meet BMW Financial Services' credit requirements. Offer not valid in Puerto Rico. Monthly lease payments of $599 per month for 39 months is based on an adjusted capitalized cost of $49,685 (MSRP of $55,650, including destination and handling fee of $1,350, less $3,705 capitalized cost reduction, $0 security deposit, and suggested dealer contribution of $2,260). Actual MSRP and dealer contribution may vary and could affect your monthly lease payment. Cash due at signing includes $3,705 capitalized cost reduction, $599 first month's payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $0.25/mile over 32,500 miles, plus disposition fee of up to $495 (not to exceed an amount permissible by law) at lease end. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and dealer fees are additional fees due at signing. Advertised monthly payment does not include applicable taxes. Purchase option price at lease end is $31,721, plus the purchase option fee disclosed in the lease contract. Additional tax, title, and government fees may also apply. Offer valid through June 01, 2026 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized BMW Center for important details.
2026 X5 sDrive40i Lease at $869/month for 39 months Includes $1,000 Lease Credit $6,749 due at signing
Lease payment is calculated based on Manufacturer’s Suggested Retail Price for vehicle as shown and does not necessarily represent the dealer’s actual sale price. Dealer sets actual price. Lease offer available on new 2026 BMW X5 sDrive40i models from participating BMW Centers through BMW Financial Services NA, LLC, to customers who meet BMW Financial Services' credit requirements. Offer not valid in Puerto Rico. Monthly lease payments of $869 per month for 39 months is based on an adjusted capitalized cost of $65,095 (MSRP of $73,950, including destination and handling fee of $1,450, less $4,955 capitalized cost reduction, $0 security deposit, suggested dealer contribution of $2,900 and Lease Credit of $1,000). Actual MSRP and dealer contribution may vary and could affect your monthly lease payment. Cash due at signing includes $4,955 capitalized cost reduction, $869 first month's payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $0.25/mile over 32,500 miles, plus disposition fee of up to $495 (not to exceed an amount permissible by law) at lease end. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and dealer fees are additional fees due at signing. Advertised monthly payment does not include applicable taxes. Purchase option price at lease end is $38,454, plus the purchase option fee disclosed in the lease contract. Additional tax, title, and government fees may also apply. Offer valid through June 01, 2026 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized BMW Center for important details.
2026 X7 xDrive40i 0.90% APR Available or Lease at $989/month for 39 months Includes $2,000 Lease Credit $8,289 due at signing
Lease payment is calculated based on Manufacturer’s Suggested Retail Price for vehicle as shown and does not necessarily represent the dealer’s actual sale price. Dealer sets actual price. Lease offer available on new 2026 BMW X7 xDrive40i models from participating BMW Centers through BMW Financial Services NA, LLC, to customers who meet BMW Financial Services' credit requirements. Offer not valid in Puerto Rico. Monthly lease payments of $989 per month for 39 months is based on an adjusted capitalized cost of $81,105 (MSRP of $93,200, including destination and handling fee of $1,550, less $6,375 capitalized cost reduction, $0 security deposit, suggested dealer contribution of $3,720, Lease Credit of $1,000, and National Credit of $1,000). Actual MSRP and dealer contribution may vary and could affect your monthly lease payment. Cash due at signing includes $6,375 capitalized cost reduction, $989 first month's payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $0.30/mile over 32,500 miles, plus disposition fee of up to $495 (not to exceed an amount permissible by law) at lease end. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and dealer fees are additional fees due at signing. Advertised monthly payment does not include applicable taxes. Purchase option price at lease end is $49,396, plus the purchase option fee disclosed in the lease contract. Additional tax, title, and government fees may also apply. Offer valid through June 01, 2026 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized BMW Center for important details. Through June 01, 2026, 0.90% APR financing for up to 60 months on new 2026 BMW X7 xDrive40i model is available from participating BMW dealers to well qualified customers who meet BMW Financial Services NA, LLC credit requirements. For example, with $0.00 down payment and 0.90% APR, a retail installment contract on a 2026 BMW X7 xDrive40i with MSRP of $93,200.00 may be repaid in 24 monthly installments of $3,919.84 or may be repaid in 60 monthly installments of $1,589.13. MSRP excludes tax, title, and license. Not all customers will qualify for down payment waiver or lowest rate. Other rates and payment terms available. Applicable Credits and National Credit of $1,000 are credits against the MSRP of the vehicle purchased and available to customers who finance through BMW Financial Services NA, LLC. All credits valid through June 01, 2026. All offers are subject to dealer participation. Offers valid through June 01, 2026. Visit your authorized BMW Center for important details.
As Low As 1.99% APR and No Payments for 90 Days on Select BMW Certified Models
From 1.99% APR up to 72 months at $14.75 per month per $1,000 financed applies to all 2022–2024 BMW Certified Pre-Owned iX models. No down payment is required. Offer valid through 06/01/2026. Offer available from participating BMW Dealers to eligible, qualified customers with excellent credit history who meet BMW Financial Services NA, LLC credit requirements. Not all customers will qualify for the lowest rate. Other rates and terms available. All offers subject to vehicle availability. Delayed first payment is not available in PA or ME. Interest will accrue during 90-day period to first payment and will be due prior to maturity of the contract. This offer is available on all model-year 2021-2024 CPO BMW models with 36-to-72-month retail contracts financed through BMW Financial Services NA, LLC, excluding Select contracts. To be eligible, qualified customers must have excellent credit history and meet BMW Financial Services’ credit requirements. Not all customers will qualify. Other rates and terms available. All offers subject to vehicle availability. Offer valid through 06/01/2026.
2026 i4 eDrive40 Lease at $499/month for 36 months Includes $3,750 Lease Credit $4,779 due at signing
Lease payment is calculated based on Manufacturer’s Suggested Retail Price for vehicle as shown and does not necessarily represent the dealer’s actual sale price. Dealer sets actual price. Lease offer available on new 2026 BMW i4 eDrive40 models from participating BMW Centers through BMW Financial Services NA, LLC, to customers who meet BMW Financial Services' credit requirements. Offer not valid in Puerto Rico. Monthly lease payments of $499 per month for 36 months is based on an adjusted capitalized cost of $50,295 (MSRP of $60,700, including destination and handling fee of $1,350, less $3,355 capitalized cost reduction, $0 security deposit, suggested dealer contribution of $3,300 and Lease Credit of $3,750). Actual MSRP and dealer contribution may vary and could affect your monthly lease payment. Cash due at signing includes $3,355 capitalized cost reduction, $499 first month's payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $0.25/mile over 30,000 miles, plus disposition fee of up to $495 (not to exceed an amount permissible by law) at lease end. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and dealer fees are additional fees due at signing. Advertised monthly payment does not include applicable taxes. Purchase option price at lease end is $33,385, plus the purchase option fee disclosed in the lease contract. Additional tax, title, and government fees may also apply. Offer valid through June 01, 2026 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized BMW Center for important details.
2026 530i Sedan Lease for $619/month for 39 months Includes $1,000 Lease Credit $5,619 Due at Signing
Lease payment is calculated based on Manufacturer’s Suggested Retail Price for vehicle as shown and does not necessarily represent the dealer’s actual sale price. Dealer sets actual price. Lease offer available on new 2026 BMW 530i Sedan models from participating BMW Centers through BMW Financial Services NA, LLC, to customers who meet BMW Financial Services' credit requirements. Offer not valid in Puerto Rico. Monthly lease payments of $619 per month for 39 months is based on an adjusted capitalized cost of $56,695 (MSRP of $65,000, including destination and handling fee of $1,450, less $4,075 capitalized cost reduction, $0 security deposit, suggested dealer contribution of $3,230 and Lease Credit of $1,000). Actual MSRP and dealer contribution may vary and could affect your monthly lease payment. Cash due at signing includes $4,075 capitalized cost reduction, $619 first month's payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $0.25/mile over 32,500 miles, plus disposition fee of up to $495 (not to exceed an amount permissible by law) at lease end. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and dealer fees are additional fees due at signing. Advertised monthly payment does not include applicable taxes. Purchase option price at lease end is $37,700, plus the purchase option fee disclosed in the lease contract. Additional tax, title, and government fees may also apply. Offer valid through June 01, 2026 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized BMW Center for important details.
2026 740i Sedan Lease for $969/month for 39 months Includes $2,000 Lease Credit $8,069 Due at Signing
Lease payment is calculated based on Manufacturer’s Suggested Retail Price for vehicle as shown and does not necessarily represent the dealer’s actual sale price. Dealer sets actual price. Lease offer available on new 2026 BMW 740i Sedan models from participating BMW Centers through BMW Financial Services NA, LLC, to customers who meet BMW Financial Services' credit requirements. Offer not valid in Puerto Rico. Monthly lease payments of $969 per month for 39 months is based on an adjusted capitalized cost of $89,275 (MSRP of $102,600, including destination and handling fee of $1,550, less $6,175 capitalized cost reduction, $0 security deposit, suggested dealer contribution of $5,150 and Lease Credit of $2,000). Actual MSRP and dealer contribution may vary and could affect your monthly lease payment. Cash due at signing includes $6,175 capitalized cost reduction, $969 first month's payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $0.30/mile over 24,375 miles, plus disposition fee of up to $495 (not to exceed an amount permissible by law) at lease end. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and dealer fees are additional fees due at signing. Advertised monthly payment does not include applicable taxes. Purchase option price at lease end is $55,404, plus the purchase option fee disclosed in the lease contract. Additional tax, title, and government fees may also apply. Offer valid through June 01, 2026 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized BMW Center for important details.