Certified Pre-Owned BMW X3

Hendrick Vehicle Disclaimer

$799.00 Dealer Administrative Fee not included in advertised price.

All prices exclude all taxes, tag, title, registration fees and government fees. Out of state buyers are responsible for all taxes and government fees and title/registration fees in the state where the vehicle will be registered. All prices include all manufacturer to dealer incentives, which the dealer retains unless otherwise specifically provided. Dealer not responsible for errors and omissions; all offers subject to change without notice; please confirm listings with dealer.

All vehicles may not be physically located at this dealership but may be available for delivery through this location. Transportation charges may apply. Please contact the dealership for more specific information. All vehicles are subject to prior sale.

Monthly Disclaimers

As Low As 0.90% APR on Select New Models
Through April 30, 2026, 0.90% APR financing for up to 60 months on new 2026 BMW iX, X1, X3, and X7 models is available from participating BMW dealers to well qualified customers who meet BMW Financial Services NA, LLC credit requirements. For example, with $0.00 down payment and 0.90% APR, a retail installment contract on a 2026 BMW X7 xDrive40i with MSRP of $93,200.00 may be repaid in 24 monthly installments of $3,919.84 or may be repaid in 60 monthly installments of $1,589.13. MSRP excludes tax, title, and license. Not all customers will qualify for down payment waiver or lowest rate. Other rates and payment terms available. Applicable Credits and National Competitive Credit of $2,000 (consists of $1,000 BMW of North America, LLC credit plus $1,000 contribution from your BMW Center) are credits against the MSRP of the vehicle purchased and available to customers who finance through BMW Financial Services NA, LLC. All credits valid through April 30, 2026. All offers are subject to dealer participation. Offers valid through April 30, 2026. Visit your authorized BMW Center for important details.

2026 330i Sedan Lease at $475/month for 39 months Includes $1,000 Lease Credit $4,959 Due at Signing
Lease payment is calculated based on Manufacturer’s Suggested Retail Price for vehicle as shown and does not necessarily represent the dealer’s actual sale price. Dealer sets actual price. Lease offer available on new 2026 BMW 330i Sedan models from participating BMW Centers through BMW Financial Services NA, LLC, to customers who meet BMW Financial Services' credit requirements. Offer not valid in Puerto Rico. Monthly lease payments of $479 per month for 39 months is based on an adjusted capitalized cost of $46,685 (MSRP of $53,900, including destination and handling fee of $1,350, less $3,555 capitalized cost reduction, $0 security deposit, suggested dealer contribution of $2,660 and Lease Credit of $1,000). Actual MSRP and dealer contribution may vary and could affect your monthly lease payment. Cash due at signing includes $3,555 capitalized cost reduction, $479 first month's payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $0.25/mile over 32,500 miles, plus disposition fee of up to $495 (not to exceed an amount permissible by law) at lease end. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and dealer fees are additional fees due at signing. Advertised monthly payment does not include applicable taxes. Purchase option price at lease end is $30,723, plus the purchase option fee disclosed in the lease contract. Additional tax, title, and government fees may also apply. Offer valid through April 30, 2026 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized BMW Center for important details.

2026 X1 xDrive28i Lease at $499/month for 39 months Includes $1,000 Lease Credit $4,329 due at signing
Monthly lease payments of $499 per month for 39 months is based on an adjusted capitalized cost of $41,405 (MSRP of $47,200, including destination and handling fee of $1,350, less $2,905 capitalized cost reduction, $0 security deposit, suggested dealer contribution of $1,890 and Lease Credit of $1,000). Actual MSRP and dealer contribution may vary and could affect your monthly lease payment. Cash due at signing includes $2,905 capitalized cost reduction, $499 first month's payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $0.25/mile over 32,500 miles, plus disposition fee of up to $495 (not to exceed an amount permissible by law) at lease end. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and dealer fees are additional fees due at signing. Advertised monthly payment does not include applicable taxes. Purchase option price at lease end is $26,432, plus the purchase option fee disclosed in the lease contract. Additional tax, title, and government fees may also apply. Offer valid through April 30, 2026 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized BMW Center for important details.

2026 X3 30 xDrive Lease at $569/month for 39 months Includes $1,000 Lease Credit $5,299 due at signing
Monthly lease payments of $569 per month for 39 months is based on an adjusted capitalized cost of $48,585 (MSRP of $55,650, including destination and handling fee of $1,350, less $3,805 capitalized cost reduction, $0 security deposit, suggested dealer contribution of $2,260 and Lease Credit of $1,000). Actual MSRP and dealer contribution may vary and could affect your monthly lease payment. Cash due at signing includes $3,805 capitalized cost reduction, $569 first month's payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $0.25/mile over 32,500 miles, plus disposition fee of up to $495 (not to exceed an amount permissible by law) at lease end. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and dealer fees are additional fees due at signing. Advertised monthly payment does not include applicable taxes. Purchase option price at lease end is $31,721, plus the purchase option fee disclosed in the lease contract. Additional tax, title, and government fees may also apply. Offer valid through April 30, 2026 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized BMW Center for important details.

2026 X5 sDrive40i Lease at $839/month for 39 months Includes $1,000 Lease Credit $6,819 due at signing
Monthly lease payments of $839 per month for 39 months is based on an adjusted capitalized cost of $63,995 (MSRP of $73,950, including destination and handling fee of $1,450, less $5,055 capitalized cost reduction, $0 security deposit, suggested dealer contribution of $2,900, Lease Credit of $1,000, and Select Lease Credit of $1,000). Actual MSRP and dealer contribution may vary and could affect your monthly lease payment. Cash due at signing includes $5,055 capitalized cost reduction, $839 first month's payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $0.25/mile over 32,500 miles, plus disposition fee of up to $495 (not to exceed an amount permissible by law) at lease end. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and dealer fees are additional fees due at signing. Advertised monthly payment does not include applicable taxes. Purchase option price at lease end is $38,454, plus the purchase option fee disclosed in the lease contract. Additional tax, title, and government fees may also apply. Offer valid through April 30, 2026 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized BMW Center for important details.

2026 X7 xDrive40i Lease at $989/month for 39 months Includes $2,000 Lease Credit $8,289 due at signing
Monthly lease payments of $989 per month for 39 months is based on an adjusted capitalized cost of $81,105 (MSRP of $93,200, including destination and handling fee of $1,550, less $6,375 capitalized cost reduction, $0 security deposit, and suggested dealer contribution of $3,720, and Credit of $2,000 (Loyalty Credit Offer or National Competitive Credit Offer). Actual MSRP and dealer contribution may vary and could affect your monthly lease payment. Cash due at signing includes $6,375 capitalized cost reduction, $989 first month's payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $0.30/mile over 32,500 miles, plus disposition fee of up to $495 (not to exceed an amount permissible by law) at lease end. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and dealer fees are additional fees due at signing. Advertised monthly payment does not include applicable taxes. Purchase option price at lease end is $49,396, plus the purchase option fee disclosed in the lease contract. Additional tax, title, and government fees may also apply. Offer valid through April 30, 2026 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized BMW Center for important details.

As Low As 1.99% APR and No Payments for 90 Days on Select BMW Certified Models
From 1.99% APR up to 72 months at $14.75 per month per $1,000 financed applies to all 2022–2024 BMW Certified Pre-Owned iX models. No down payment is required. Offer valid through 04/30/2026. Offer available from participating BMW Dealers to eligible, qualified customers with excellent credit history who meet BMW Financial Services NA, LLC credit requirements. Not all customers will qualify for the lowest rate. Other rates and terms available. All offers subject to vehicle availability. **Delayed first payment is not available in PA or ME. Interest will accrue during 90-day period to first payment and will be due prior to maturity of the contract. This offer is available on all model-year 2021-2024 CPO BMW models with 36-to-72-month retail contracts financed through BMW Financial Services NA, LLC, excluding Select contracts. To be eligible, qualified customers must have excellent credit history and meet BMW Financial Services’ credit requirements. Not all customers will qualify. Other rates and terms available. All offers subject to vehicle availability. Offer valid through 04/30/2026.

2026 i4 eDrive40 Lease at $499/month for 36 months Includes $3,750 Lease Credit $4,779 due at signing
Lease payment is calculated based on Manufacturer’s Suggested Retail Price for vehicle as shown and does not necessarily represent the dealer’s actual sale price. Dealer sets actual price. Lease offer available on new 2026 BMW i4 eDrive40 models from participating BMW Centers through BMW Financial Services NA, LLC, to customers who meet BMW Financial Services' credit requirements. Offer not valid in Puerto Rico. Monthly lease payments of $499 per month for 36 months is based on an adjusted capitalized cost of $50,295 (MSRP of $60,700, including destination and handling fee of $1,350, less $3,355 capitalized cost reduction, $0 security deposit, suggested dealer contribution of $3,300 and Lease Credit of $3,750). Actual MSRP and dealer contribution may vary and could affect your monthly lease payment. Cash due at signing includes $3,355 capitalized cost reduction, $499 first month's payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $0.25/mile over 30,000 miles, plus disposition fee of up to $495 (not to exceed an amount permissible by law) at lease end. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and dealer fees are additional fees due at signing. Advertised monthly payment does not include applicable taxes. Purchase option price at lease end is $33,385, plus the purchase option fee disclosed in the lease contract. Additional tax, title, and government fees may also apply. Offer valid through April 30, 2026 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized BMW Center for important details.

2026 iX xDrive45 Lease for $699/Month for 36 Months Includes $7,500 Lease Credit $5,259 Due at Signing
Lease payment is calculated based on Manufacturer’s Suggested Retail Price for vehicle as shown and does not necessarily represent the dealer’s actual sale price. Dealer sets actual price. Lease offer available on new 2026 BMW iX xDrive45 models from participating BMW Centers through BMW Financial Services NA, LLC, to customers who meet BMW Financial Services' credit requirements. Offer not valid in Puerto Rico. Monthly lease payments of $699 per month for 36 months is based on an adjusted capitalized cost of $64,090 (MSRP of $79,200, including destination and handling fee of $1,450, less $3,635 capitalized cost reduction, $0 security deposit, suggested dealer contribution of $3,975 and Lease Credit of $7,500). Actual MSRP and dealer contribution may vary and could affect your monthly lease payment. Cash due at signing includes $3,635 capitalized cost reduction, $699 first month's payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $0.30/mile over 30,000 miles, plus disposition fee of up to $495 (not to exceed an amount permissible by law) at lease end. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and dealer fees are additional fees due at signing. Advertised monthly payment does not include applicable taxes. Purchase option price at lease end is $41,976, plus the purchase option fee disclosed in the lease contract. Additional tax, title, and government fees may also apply. Offer valid through April 30, 2026 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized BMW Center for important details.

2026 530i Sedan Lease for $619/month for 39 months Includes $1,000 Lease Credit $5,619 Due at Signing
Lease payment is calculated based on Manufacturer’s Suggested Retail Price for vehicle as shown and does not necessarily represent the dealer’s actual sale price. Dealer sets actual price. Lease offer available on new 2026 BMW 530i Sedan models from participating BMW Centers through BMW Financial Services NA, LLC, to customers who meet BMW Financial Services' credit requirements. Offer not valid in Puerto Rico. Monthly lease payments of $619 per month for 39 months is based on an adjusted capitalized cost of $56,695 (MSRP of $65,000, including destination and handling fee of $1,450, less $4,075 capitalized cost reduction, $0 security deposit, suggested dealer contribution of $3,230 and Lease Credit of $1,000). Actual MSRP and dealer contribution may vary and could affect your monthly lease payment. Cash due at signing includes $4,075 capitalized cost reduction, $619 first month's payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $0.25/mile over 32,500 miles, plus disposition fee of up to $495 (not to exceed an amount permissible by law) at lease end. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and dealer fees are additional fees due at signing. Advertised monthly payment does not include applicable taxes. Purchase option price at lease end is $37,700, plus the purchase option fee disclosed in the lease contract. Additional tax, title, and government fees may also apply. Offer valid through April 30, 2026 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized BMW Center for important details.

Additional Disclaimers:

Base MSRP excludes transportation and handling charges, destination charges, taxes, title, registration, preparation and documentary fees, tags, labor and installation charges, insurance, and optional equipment, products, packages and accessories. Options, model availability and actual dealer price may vary. See dealer for details, costs and terms.


Certified Pre-Owned BMW X3 For Sale Near Matthews, NC

Looking for a Certified Pre-Owned BMW X3 for sale near Matthews? Hendrick BMW Charlotte offers an exceptional selection of these premium luxury SUVs, combining the latest BMW technology with the peace of mind that comes from our rigorous 360° certification process. The BMW X3 delivers dynamic performance, sophisticated styling, and cutting-edge safety features that Charlotte families trust for their daily drives and weekend adventures.

Discover Your Next Luxury SUV At Hendrick BMW Charlotte

Shopping for your next vehicle is easy at Hendrick BMW Charlotte, where we maintain an extensive inventory of quality BMW models. Our knowledgeable sales team and flexible financing options ensure you'll enjoy a premium SUV-buying experience right here in the Charlotte area. Whether you're commuting to Uptown or heading to the Outer Banks for the weekend, the Certified Pre-Owned BMW X3 delivers the comfort and capability you need.

Schedule Your BMW X3 Test Drive In Charlotte

Our modern showroom at 6950 E Independence Blvd features an impressive selection of Certified Pre-Owned BMW X3 luxury SUVs ready for test drives. Experience the difference of BMW's xDrive all-wheel drive and refined cabin firsthand. Contact online or by phone today to schedule your test drive and feel the exceptional performance that makes the X3 a standout in its class.

Why The BMW X3 Is A Top-Rated Luxury SUV

The BMW X3 has earned its reputation as a leading luxury compact SUV through decades of innovation and refinement. This versatile SUV combines athletic handling with practical everyday functionality, offering spacious seating for five passengers and generous cargo capacity. Advanced engineering ensures the X3 delivers responsive acceleration, composed handling, and impressive fuel efficiency, whether navigating Charlotte's streets or cruising I-77.

Compared to previous model years, recent BMW X3 models feature enhanced technology integration, more powerful turbocharged engines, and expanded driver assistance systems. The X3 stands out among competitors like the Audi Q5 and Mercedes-Benz GLC for its engaging driving dynamics, intuitive iDrive infotainment system, and strong long-term reliability.

Features Of The Certified Pre-Owned BMW X3 At Hendrick BMW Charlotte

Every Certified Pre-Owned BMW X3 at Hendrick BMW Charlotte comes equipped with premium features designed to enhance your driving experience:

  • Advanced Navigation System keeps you on track throughout North Carolina.
  • Lane Departure Warning helps maintain safe positioning on Charlotte's highways.
  • Automatic Climate Control ensures cabin comfort in every season.
  • BMW SOS Call System provides emergency communication when you need it most.
  • Power Panoramic Moonroof adds openness and natural light.
  • Bluetooth Wireless Connectivity keeps you connected hands-free.
  • Front and Rear Parking Sensors with surround-view cameras make parking effortless.
  • Premium Sound System delivers concert-quality audio.
  • Active Park Distance Control and Surround View with 3D View simplify tight parking situations.

Additional available features include heated leather seats, adaptive LED headlights, power liftgate, Apple CarPlay integration, and BMW's renowned xDrive all-wheel drive system for confident handling in all weather conditions.

Your Trusted Certified Pre-Owned BMW X3 Dealership In Charlotte

Hendrick BMW Charlotte, a proud member of the Hendrick Automotive Group, serves as your premier destination for Certified Pre-Owned BMW X3 SUVs in the Charlotte region. Located at 6950 E Independence Blvd, Charlotte, NC 28227, we provide comprehensive BMW service, extensive inventory selection, and personalized customer care to drivers throughout South Charlotte, Indian Trail, Matthews, Concord, Gastonia, and surrounding communities.

Browse our Certified Pre-Owned BMW X3 inventory online or visit our showroom to experience the luxury and performance that define the BMW brand in person. Our team is committed to helping you find the perfect X3 that matches your lifestyle and budget.

Finance Your Certified Pre-Owned BMW X3 At Hendrick BMW Charlotte

Hendrick BMW Charlotte makes owning your dream luxury SUV achievable through comprehensive financing solutions. Our finance team works with multiple lenders to secure competitive rates tailored to your financial situation.

  • Flexible Financing Plans let you choose payment structures that align with your budget.
  • Competitive Interest Rates ensure monthly payments remain manageable.
  • Leasing Options provide lower payments with the flexibility to upgrade regularly.
  • Convenient Online Credit Applications streamline the approval process before your visit.
  • Trade-In Assistance provides fair market value for your current vehicle, which can be applied toward your down payment.

All financing is subject to credit approval. Terms and conditions may vary. See dealer for details. Visit our BMW Financial Services page or contact our finance specialists directly to explore your options and take the next step toward owning your Certified Pre-Owned BMW X3.

Frequently Asked Questions 

What Are The Benefits Of Buying A Certified Pre-Owned BMW X3?

Purchasing a Certified Pre-Owned BMW X3 from Hendrick BMW Charlotte provides significant advantages over buying a standard pre-owned vehicle. Every CPO X3 undergoes BMW's extensive 360° inspection process conducted by BMW-trained technicians, ensuring it meets manufacturer quality standards. You'll receive a 1-year / unlimited mileage warranty backed directly by BMW of North America. 

Additionally, 24/7 BMW Roadside Assistance is included for up to six years from the original in-service date, plus one complimentary oil change - and special financing rates are often available exclusively for Certified Pre-Owned purchases.

Can I Trade In My Current Vehicle When Purchasing A Certified Pre-Owned BMW X3?

Yes, Hendrick BMW Charlotte welcomes trade-ins on all vehicle purchases, including Certified Pre-Owned BMW X3 models. Our team provides accurate appraisals using current market data to ensure you receive fair value for your trade. The trade-in value can be applied directly to your down payment, reducing your monthly payment obligation and simplifying the purchase process.

What Financing Options Are Available For The Certified Pre-Owned BMW X3?

Hendrick BMW Charlotte offers diverse financing solutions through BMW Financial Services and other trusted lenders. You can choose from traditional financing with competitive APR rates, flexible loan terms, and lease options for lower monthly payments. Apply online through our secure credit application or work with our finance team in person to find the best solution for your budget and credit profile. All financing is subject to credit approval. Terms and conditions may vary.

How Does The BMW X3 Compare To Competitors Like The Audi Q5 And Mercedes-Benz GLC?

The BMW X3 distinguishes itself from competitors through engaging driving dynamics, an intuitive iDrive technology interface, and strong long-term reliability ratings. The X3 also offers more cargo space than both the Audi Q5 and Mercedes-Benz GLC. BMW's xDrive all-wheel drive system delivers exceptional traction and stability in challenging weather conditions common to the Charlotte area.

What Is Included In The BMW Certified Pre-Owned Warranty?

The BMW Certified Pre-Owned warranty provides 1 year of unlimited mileage coverage that begins after the expiration of the original 4-year / 50,000-mile new vehicle limited warranty - backed directly by BMW of North America. This warranty covers major components including the engine, transmission, drivetrain, and electrical systems. 

You'll also receive one complimentary oil change, 24/7 roadside assistance coverage for up to six years from the original in-service date, and trip interruption coverage. For buyers seeking additional protection, optional extended warranty coverage is available, which can bring total coverage up to 6 years or 100,000 miles. Every Certified Pre-Owned BMW X3 at Hendrick BMW Charlotte includes this exceptional warranty protection for worry-free ownership.