Pre-Owned BMW Cars, Trucks & SUVs
Used BMW X5 For Sale in Charlotte, NC
If you're searching for a used BMW X5 for sale in Charlotte, NC, Hendrick BMW Charlotte offers a selection of pre-owned luxury SUVs designed for drivers who want premium comfort, athletic performance, and advanced technology. The BMW X5 has earned a reputation as one of the most well-rounded luxury midsize SUVs by combining engaging driving dynamics with refined interior craftsmanship and everyday versatility.
Whether you're commuting through Charlotte, traveling throughout the surrounding communities, or looking for a luxury SUV that can handle both daily responsibilities and weekend adventures, the used BMW X5 delivers the confidence and sophistication expected from BMW. With available xDrive all-wheel drive, powerful engine options, advanced technology, and premium interior features, the X5 provides a driving experience that stands apart.
At Hendrick BMW Charlotte, we proudly serve drivers from Charlotte, Matthews, Indian Trail, Gastonia, and surrounding communities with a selection of quality pre-owned BMW X5 models. As a BMW Center of Excellence award recipient for 12 consecutive years, our team is committed to providing an exceptional experience from your first visit through ownership.
Performance Meets Luxury
The BMW X5 is designed for drivers who want the capability of an SUV combined with the performance and handling characteristics that define the BMW brand. Its balanced combination of power, agility, and comfort makes it an excellent choice for drivers who want more from their luxury SUV.
Depending on the model year and configuration, used BMW X5 models may offer turbocharged engines, plug-in hybrid capability, and high-performance variants designed for different driving preferences. BMW's available xDrive intelligent all-wheel-drive system helps provide added confidence in changing road conditions while maintaining the responsive handling drivers expect.
The X5 also provides a refined ride quality that makes it equally comfortable during daily commutes, highway travel, and longer road trips. Its combination of performance engineering and SUV practicality makes it a standout choice among luxury midsize SUVs.
Designed Around Your Lifestyle
Inside the BMW X5, you'll find a premium cabin designed around driver engagement, passenger comfort, and modern convenience. BMW focuses on high-quality materials, intuitive controls, and thoughtful details that create a refined experience every time you drive.
Depending on the model year and trim, available features may include leather upholstery, heated and ventilated seating, panoramic moonroof, premium audio systems, customizable digital displays, ambient interior lighting, wireless smartphone connectivity, and advanced climate control features.
The X5 also provides practical SUV versatility with comfortable seating, flexible cargo space, and available convenience features that make everyday driving easier. Whether you're running errands, transporting passengers, or planning a weekend trip, the BMW X5 adapts to your lifestyle without compromising luxury.
Explore Used BMW X5 Models and Trims
Our used BMW X5 inventory may include a variety of model years, trims, and configurations designed to fit different driving preferences and budgets.
BMW X5 sDrive40i
The BMW X5 sDrive40i offers a rear-wheel-drive configuration with strong performance, refined handling, and premium comfort features for drivers who prioritize a sporty luxury SUV experience.
BMW X5 xDrive40i
The BMW X5 xDrive40i adds BMW's intelligent all-wheel-drive system, providing additional confidence and capability for drivers who want enhanced traction and versatility.
BMW X5 xDrive50e Plug-In Hybrid
The BMW X5 xDrive50e Plug-In Hybrid provides an electrified option with improved efficiency, advanced technology, and the premium driving experience expected from BMW.
BMW X5 M and X5 M Competition
The BMW X5 M and X5 M Competition models deliver a higher level of performance with increased power, sport-focused engineering, and aggressive styling for enthusiasts seeking a more dynamic SUV.
Our team at Hendrick BMW Charlotte can help you compare available X5 models, review vehicle history, and find the pre-owned BMW that fits your driving needs.
Advanced BMW Technology and Safety Features
Used BMW X5 models offer advanced technology designed to keep drivers connected, informed, and confident behind the wheel. BMW's focus on innovation provides features that enhance both convenience and driving enjoyment.
Depending on the model year and configuration, available features may include BMW iDrive technology, touchscreen displays, Apple CarPlay®, Android Auto™, navigation, wireless smartphone charging, premium audio systems, digital driver displays, and BMW ConnectedDrive services.
Available driver-assistance technologies may include forward collision warning, automatic emergency braking, lane departure warning, blind spot monitoring, rear cross traffic alert, parking assistance, and surround-view camera systems.
These features help provide confidence whether you're navigating Charlotte traffic, commuting through the metro area, or taking longer trips throughout North Carolina.
Finance Your Used BMW X5 at Hendrick BMW Charlotte
Whether you're purchasing your first luxury SUV or upgrading to a newer BMW model, the finance team at Hendrick BMW Charlotte is here to help you explore options that fit your budget.
We work together with BMW Financial Services and a network of lending partners to provide customized financing solutions, flexible payment options, and protection plans designed around your needs. Our team can help you review available loan terms, estimate payments, value your trade, and complete a secure finance application before visiting the dealership.
When you're ready to upgrade, your current vehicle's trade-in value can also help you move into your next BMW. Our team is here to make the financing process straightforward and comfortable.
Shop Used BMW X5 Models at Hendrick BMW Charlotte
Ready to experience the performance, luxury, and versatility of the BMW X5? Visit Hendrick BMW Charlotte to browse our available used BMW X5 inventory, compare models, and schedule a test drive.
Our team is committed to providing a premium dealership experience with clear guidance, personalized service, and support throughout your BMW ownership journey. Whether you're shopping for your next vehicle, bringing your BMW in for service, or simply exploring the latest BMW models, we are here to help.
As the only BMW dealership to receive the Center of Excellence Award for 12 consecutive years, Hendrick BMW Charlotte is dedicated to delivering an exceptional experience for every customer.
We proudly serve drivers throughout Charlotte, Matthews, Indian Trail, Gastonia, and surrounding communities with a commitment to helping you find the BMW that fits your lifestyle.
Helpful links: Pre-Owned BMW | Certified Pre-Owned BMW | Used Vehicles Under $30k | Pre-Owned Offers & Incentives | Apply For Financing | Value Your Trade
Hendrick Vehicle Disclaimer
$899.00 Dealer Administrative Fee included in advertised price.
All prices exclude all taxes, tag, title, registration fees and government fees. Out of state buyers are responsible for all taxes and government fees and title/registration fees in the state where the vehicle will be registered. All prices include all manufacturer to dealer incentives, which the dealer retains unless otherwise specifically provided. Dealer not responsible for errors and omissions; all offers subject to change without notice; please confirm listings with dealer.
All vehicles may not be physically located at this dealership but may be available for delivery through this location. Transportation charges may apply. Please contact the dealership for more specific information. All vehicles are subject to prior sale.
Monthly Disclaimers
$3,750 Purchase Credit Off MSRP and up to $5,000 Loyalty Credit on Select New Models (i5 creative please)
Purchase Credit: Valid on 2027 BMW i5 eDrive40i models. Through November 02, 2026, 3.99% APR financing for up to 24 monthly payments of $43.42 for every $1,000 financed, and 3.99% APR financing for up to 60 monthly payments of $18.41 for every $1,000 financed is available from participating BMW Centers to well qualified customers who meet BMW Financial Services NA, LLC credit requirements. No down payment required for well qualified customers. Not all customers will qualify for down payment waiver or lowest rate. Other rates and payment terms available. All offers are subject to dealer participation. Offers valid through November 02, 2026. Visit your authorized BMW Center for important details. Available Purchase Credit of $3,750 off MSRP for well qualified buyers. Loyalty Credit: Available on New 2026 7-Series models. Offers available to qualified customers who lease or finance through BMW Financial Services NA, LLC. Loyalty offer limited to customers who have owned or leased a BMW model in the last 12 months. In order to qualify for a BMW Loyalty Credit, loyal current or former BMW owners or lessees must show proof of ownership or BMW Financial Services NA, LLC account number and qualify for credit approval. Must take delivery by November 2nd, 2026. Availability of Loyalty Credits are subject to dealer participation. Visit your authorized BMW Center for important details.
0.90% APR for 60 Months Available on Select New Models (MY26 X5 creative please)
Valid on 2026 BMW X5 xDrive40i models. Through November 02, 2026, 0.9% APR financing for up to 24 monthly payments of $42.06 for every $1,000 financed, and 0.9% APR financing for up to 60 monthly payments of $17.05 for every $1,000 financed is available from participating BMW Centers to well qualified customers who meet BMW Financial Services NA, LLC credit requirements. No down payment required for well qualified customers. Not all customers will qualify for down payment waiver or lowest rate. Other rates and payment terms available. All offers are subject to dealer participation. Offers valid through November 02, 2026. Visit your authorized BMW Center for important details. Available Purchase Credit of $1,000 off MSRP for well qualified buyers.
0.90% APR for 60 Months Available on All New 2027 X7 Models
Valid on 2027 BMW X7 xDrive40i models. Through November 02, 2026, 0.9% APR financing for up to 24 monthly payments of $42.06 for every $1,000 financed, and 0.9% APR financing for up to 60 monthly payments of $17.05 for every $1,000 financed is available from participating BMW Centers to well qualified customers who meet BMW Financial Services NA, LLC credit requirements. No down payment required for well qualified customers. Not all customers will qualify for down payment waiver or lowest rate. Other rates and payment terms available. All offers are subject to dealer participation. Offers valid through November 02, 2026. Visit your authorized BMW Center for important details.
2026 X1 xDrive28i 0.90% APR for 60 Months Available or Lease at $479/month for 39 months $4,579 due at signing
APR: Valid on 2026 BMW X1 xDrive28i models. Through November 02, 2026, 0.9% APR financing for up to 24 monthly payments of $42.06 for every $1,000 financed, and 0.9% APR financing for up to 60 monthly payments of $17.05 for every $1,000 financed is available from participating BMW Centers to well qualified customers who meet BMW Financial Services NA, LLC credit requirements. No down payment required for well qualified customers. Not all customers will qualify for down payment waiver or lowest rate. Other rates and payment terms available. All offers are subject to dealer participation. Offers valid through November 02, 2026. Visit your authorized BMW Center for important details. Lease: Advertised lease offer is a national advertisement intended to be available on new 2026 BMW X1 xDrive28i models from participating BMW Centers through BMW Financial Services NA, LLC, to customers who meet BMW Financial Services' credit requirements. Dealer sets actual sale price and may add additional fees and charges. Advertised lease payment is calculated based on Manufacturer's Suggested Retail Price for vehicle as shown and does not necessarily represent the dealer's actual sale price. Offer not valid in Puerto Rico. Advertised monthly lease payments of $479 per month for 39 months is based on an adjusted capitalized cost of $41,685 (MSRP of $47,750, including destination and handling fee of $1,350, less $3,175 capitalized cost reduction, $0 security deposit, suggested dealer contribution of $1,890, and Lease Credit of $1,000). Actual MSRP and dealer contribution may vary and could affect your monthly lease payment. Cash due at signing includes $3,175 capitalized cost reduction, $479 first month's payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $0.25/mile over 32,500 miles, plus disposition fee of up to $495 (not to exceed an amount permissible by law) at lease end. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and any dealer fees and charges (if any) are additional amounts that are due at signing. Advertised monthly payment does not include applicable taxes. Purchase option price at lease end is $26,740, plus the purchase option fee disclosed in the lease contract. Additional tax, title, and government fees may also apply. Offer valid through November 02, 2026 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized BMW Center for important details.
2026 X3 30 xDrive 0.9% APR for 60 Months Available or Lease at $549/month for 39 months $5,299 due at signing
APR: Valid on 2026 BMW X3 30 xDrive models. Through November 02, 2026, 0.9% APR financing for up to 24 monthly payments of $42.06 for every $1,000 financed, and 0.9% APR financing for up to 60 monthly payments of $17.05 for every $1,000 financed is available from participating BMW Centers to well qualified customers who meet BMW Financial Services NA, LLC credit requirements. No down payment required for well qualified customers. Not all customers will qualify for down payment waiver or lowest rate. Other rates and payment terms available. All offers are subject to dealer participation. Offers valid through November 02, 2026. Visit your authorized BMW Center for important details. Lease: Advertised lease offer is a national advertisement intended to be available on new 2026 BMW X3 30 xDrive models from participating BMW Centers through BMW Financial Services NA, LLC, to customers who meet BMW Financial Services' credit requirements. Dealer sets actual sale price and may add additional fees and charges. Advertised lease payment is calculated based on Manufacturer's Suggested Retail Price for vehicle as shown and does not necessarily represent the dealer's actual sale price. Offer not valid in Puerto Rico. Advertised monthly lease payments of $549 per month for 39 months is based on an adjusted capitalized cost of $48,595 (MSRP of $55,650, including destination and handling fee of $1,350, less $3,825 capitalized cost reduction, $0 security deposit, suggested dealer contribution of $2,230, and Lease Credit of $1,000). Actual MSRP and dealer contribution may vary and could affect your monthly lease payment. Cash due at signing includes $3,825 capitalized cost reduction, $549 first month's payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $0.25/mile over 32,500 miles, plus disposition fee of up to $495 (not to exceed an amount permissible by law) at lease end. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and any dealer fees and charges (if any) are additional amounts that are due at signing. Advertised monthly payment does not include applicable taxes. Purchase option price at lease end is $31,721, plus the purchase option fee disclosed in the lease contract. Additional tax, title, and government fees may also apply. Offer valid through November 02, 2026 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized BMW Center for important details.
2026 X5 xDrive40i 0.90% APR for 60 Months Available or Lease at $869/month for 39 months $6,929 due at signing
APR: Valid on 2026 BMW X5 xDrive40i models. Through November 02, 2026, 0.9% APR financing for up to 24 monthly payments of $42.06 for every $1,000 financed, and 0.9% APR financing for up to 60 monthly payments of $17.05 for every $1,000 financed is available from participating BMW Centers to well qualified customers who meet BMW Financial Services NA, LLC credit requirements. No down payment required for well qualified customers. Not all customers will qualify for down payment waiver or lowest rate. Other rates and payment terms available. All offers are subject to dealer participation. Offers valid through November 02, 2026. Visit your authorized BMW Center for important details. Available Purchase Credit of $1,000 off MSRP for well qualified buyers. Lease: Advertised lease offer is a national advertisement intended to be available on new 2026 BMW X5 xDrive40i models from participating BMW Centers through BMW Financial Services NA, LLC, to customers who meet BMW Financial Services' credit requirements. Dealer sets actual sale price and may add additional fees and charges. Advertised lease payment is calculated based on Manufacturer's Suggested Retail Price for vehicle as shown and does not necessarily represent the dealer's actual sale price. Offer not valid in Puerto Rico. Advertised monthly lease payments of $869 per month for 39 months is based on an adjusted capitalized cost of $66,100 (MSRP of $76,250, including destination and handling fee of $1,450, less $5,135 capitalized cost reduction, $0 security deposit, suggested dealer contribution of $3,015, and Lease Credit of $2,000). Actual MSRP and dealer contribution may vary and could affect your monthly lease payment. Cash due at signing includes $5,135 capitalized cost reduction, $869 first month's payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $0.25/mile over 32,500 miles, plus disposition fee of up to $495 (not to exceed an amount permissible by law) at lease end. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and any dealer fees and charges (if any) are additional amounts that are due at signing. Advertised monthly payment does not include applicable taxes. Purchase option price at lease end is $39,650, plus the purchase option fee disclosed in the lease contract. Additional tax, title, and government fees may also apply. Offer valid through November 02, 2026 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized BMW Center for important details.
2.49% APR up to 72 Months and No Payments for 3 Months Available on Select BMW Certified Models
APR: Through November 2, 2026, 2.49% APR financing for up to 72 months is available on 2022-2024 BMW Certified Pre-Owned iX models. A 72 month finance contract for a 2022-2024 BMW Certified Pre-Owned iX model, and an APR of 2.49%, requires 72 monthly installments of $14.97 per $1,000 financed. No down payment is required for well qualified customers. Offer valid through 11/02/2026. Offer available from participating BMW Dealers to eligible, qualified customers with excellent credit history who meet BMW Financial Services NA, LLC credit requirements. Not all customers will qualify for the lowest rate or down payment waiver. Other rates and terms available. All offers subject to vehicle availability. Payment Deferral: Delayed first payment is not available in PA or ME. Interest will accrue during 90-day period to first payment and will be due prior to maturity of the contract. This offer is available on all model-year 2021-2024 CPO BMW models with 36-to-72-month retail contracts financed through BMW Financial Services NA, LLC, excluding Select contracts. To be eligible, qualified customers must have excellent credit history and meet BMW Financial Services’ credit requirements. Not all customers will qualify. Other rates and terms available. All offers subject to vehicle availability. Offer valid through 11/02/2026.