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Financing

BMW Financing Charlotte - Loan & Lease Programs

Need a car and can't do it without financing? You're not alone. But, that doesn't mean you're not an individual with your own unique set of circumstances.  Hendrick BMW knows this. It's one of the many things that sets us apart. We take the time to get to know every client and understand their specific situation.

This allows us to do more than develop a quick pay-off period and settle too quickly for a less than ideal rate. Rather, the Hendrick BMW finance team takes the extra time to get you the lowest rate possible and works with you to develop a payoff period that doesn't spread you thin.

To learn more about Hendrick BMW financing options for new BMW and used-car models (e.g., the 328i, 335i, 750Li, 335d and 528i),   Hendrick BMW today. Or, visit us in person. We're conveniently located at 6950 East Independence Blvd Charlotte, North Carolina.

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Contact Information

Hendrick BMW

6950 E Independence Blvd

Charlotte, NC 28227
sales Sales:
(888) 487-6497
service Service:
(888) 460-5473

Finance FAQ

Check out our online finance FAQ section for important information regarding car lease and loan characteristics.

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Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.

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